Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5341249
Complaint Overview
Complaint ID: 5341249
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Texas
ZIP Code: 78746
Date Received: 2022-03-19T12:00:00-05:00
Date Sent to Company: 2022-03-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received my credit report and found several inquiries that were not authorized by me. The inquiries are all from XXXX XXXX. I contacted XXXX XXXX and received the attached letter dated XX/XX/22 from XXXX XXXX wherein XXXX XXXX admits that the inquiries were not authorized by me and informs me that they have told the credit bureaus to delete them. XXXX and XXXX did delete them. Equifax did not delete them. I have attached a copy of the letter from XXXX XXXX to this complaint. In addition, I have filed a disputed on Equifax 's website regarding these inquiries. The Equifax dispute number is XXXX
Frequently Asked Questions
What is Complaint #5341249 about?
Complaint #5341249 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-03-19T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.