Debt collection -- Attempts to collect debt not owed -- Complaint #5321863
Complaint Overview
Complaint ID: 5321863
Company: R & B Corporation Of Virginia
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Virginia
ZIP Code: XXXXX
Date Received: 2022-03-14T12:00:00-05:00
Date Sent to Company: 2022-03-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There is a need to reopen the company 's response to Complaint XXXX which was closed prematurely. The company claims that it complied with the validation requirements of 15 USA 1692 by dismissing the requirements a low standard. However, most of the obligations the company alleges to be due from XXXX XXXX do not identify the creditor at all. The following claims have been reported to the credit reporting agencies for which XXXX XXXX never received any billing or explanation - including the actual creditor - listed as follows : XXXX XXXX {$850.00}, XXXX XXXX XXXX {$300.00}, XXXX XXXX {$760.00}, Credit Control Corp {$61.00}, Credit Control Corp {$84.00}, XXXX XXXX XXXX {$87.00}, Credit Control Corp {$150.00}, Credit Control Corp {$240.00}, Credit Control Corp, {$300.00} and Credit Control Corp {$760.00}.
Frequently Asked Questions
What is Complaint #5321863 about?
Complaint #5321863 was filed against R & B Corporation Of Virginia regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-03-14T12:00:00-05:00.
How did R & B Corporation Of Virginia respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against R & B Corporation Of Virginia?
Yes, visit the R & B Corporation Of Virginia company profile at readthecomplaint.com/company/r-b-corporation-of-virginia to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.