Debt collection -- Attempts to collect debt not owed -- Complaint #5321392

Complaint Overview

Complaint ID: 5321392

Company: Receivables Performance Management, LLC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Florida

ZIP Code: 32259

Date Received: 2022-03-14T12:00:00-05:00

Date Sent to Company: 2022-03-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Back in XXXX of XXXX, my son 's wallet was stolen from the gym. His ID and credit card which he is authorized user of mine was compromised. He filed a police report. In XXXX, the credit card was used at XXXX for a purchase of {$140.00}. I disputed the charge with my credit card ( XXXX Bank ) and contacted XXXX. The representative at XXXX said they did not have any information about me in their records. I have never had an account with XXXX. I have been an XXXX customer for over 25 years. In XXXX of XXXX, I received a past due bill from XXXX XXXX I called XXXX again, spoke to representative and we filed a fraud claim with XXXX. # XXXX. Shortly after that call, I received a letter from a collection agency stating I owed the debt. I disputed the debt, spoke to the collection agency who informed me to notify XXXX Fraud dept with my case # and their collection account #. I spoke to XXXX again, they requested I send an email to XXXX Fraud, with the case #, my identification, and police report from last year where my identity was stolen. I sent them the information on XX/XX/XXXX, and have not received a response. Now, on XX/XX/XXXX, I received another collection letter from a different company, Receivables XXXX XXXX attempting to collect this same debt which is not mine.

Frequently Asked Questions

What is Complaint #5321392 about?

Complaint #5321392 was filed against Receivables Performance Management, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-03-14T12:00:00-05:00.

How did Receivables Performance Management, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Receivables Performance Management, LLC?

Yes, visit the Receivables Performance Management, LLC company profile at readthecomplaint.com/company/receivables-performance-management-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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