Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5314304

Complaint Overview

Complaint ID: 5314304

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Personal information incorrect

State: Texas

ZIP Code: 77095

Date Received: 2022-03-13T12:00:00-05:00

Date Sent to Company: 2022-03-13T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Ive put in several disputes to Transunion directly, to correct the misspelling of my name, incorrect employer info and to have XXXX accounts that have either been discharged/cancelled by the creditor ( I have cancellation of debt receipts to prove it and have sent them in to transunion ) or there are accounts over 7 years old and should have been removed already, even according to transunion a ETA for when the debt will be removed. This is causing a 50 POINT difference in my transunion score from my XXXX and XXXX score.and Every time a dispute is pushed through, I go to check the status and it tells me I have no active disputes. I have never received a notice by writing, phone call, or email, with dispute results. Ive just never heard back from them, ever. Transunion is supposed to answer within 30 days and has never answered me in over a year.

Frequently Asked Questions

What is Complaint #5314304 about?

Complaint #5314304 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-03-13T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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