Debt collection -- Attempts to collect debt not owed -- Complaint #5313220
Complaint Overview
Complaint ID: 5313220
Company: Stephen Einstein & Associates, P.C.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: New York
ZIP Code: 10453
Date Received: 2022-03-12T12:00:00-05:00
Date Sent to Company: 2022-03-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am responding to your contact about an alleged debt you are trying to collect. You contacted me by mail 3 times since my cease and desist, letter. XX/XX/XXXX and XXXX and again in XXXX of 2022 without providing proof of this fraud account and alleged debt you proceeded to send me a copy of a bill and that was your proof of identifying the debt as mines is by sending me a computer printout of a bill.
Frequently Asked Questions
What is Complaint #5313220 about?
Complaint #5313220 was filed against Stephen Einstein & Associates, P.C. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-03-12T12:00:00-05:00.
How did Stephen Einstein & Associates, P.C. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Stephen Einstein & Associates, P.C.?
Yes, visit the Stephen Einstein & Associates, P.C. company profile at readthecomplaint.com/company/stephen-einstein-associates-p-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.