Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5313160
Complaint Overview
Complaint ID: 5313160
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Investigation took more than 30 days
State: Maryland
ZIP Code: 21702
Date Received: 2022-03-12T12:00:00-05:00
Date Sent to Company: 2022-03-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
The CFPB Complaint # XXXX was SOLELY a complaint against XXXX XXXX XXXX XXXX XXXX XXXX XXXX I wrote President Biden regarding XXXX XXXX XXXXL, and received and acknowledgment letter, that indicated my XXXX XXXX XXXX was forwarded to the CFPB. XXXX XXXX XXXX targeted me, I have a discharged bankruptcy, they utilized SYSTEMIC RACISM and GERRYMANDERING to DECREASE my credit score. XXXX XXXX XXXX retaliated against me, because I complained about their credit distorting and manipulations. I paid XXXX XXXX XXXX EARLY. Nevertheless, my credit score was reduced XXXX POINTS in XX/XX/XXXX. In addition, my XX/XX/XXXX payment was NEVER scored. Not to mention, XXXX XXXX XXXX DELETED my Trade line with all three credit bureaus WITHOUT REPORTING MY FINAL PAY OFF to all three credit bureaus. SURLY, this unscrupulous credit distorting is, RED LINING! Plus, I was charged a gap cancellation fee, AFTER being Forced to refinance. Therefore, the CFPB COMPLAINT # XXXX did NOT properly address FXXXX XXXX XXXX presidential congressional. CC : President Biden
Frequently Asked Questions
What is Complaint #5313160 about?
Complaint #5313160 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-03-12T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.