Debt collection -- Attempts to collect debt not owed -- Complaint #5290922

Complaint Overview

Complaint ID: 5290922

Company: Financial Recovery Services, INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Florida

ZIP Code: 33150

Date Received: 2022-03-06T12:00:00-05:00

Date Sent to Company: 2022-03-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Dear XXXX XXXX XXXX, and Financial Recovery Services , INC . I received your letter at my address dated on XX/XX/2022. However, I have two simple questions, you have my account, which means you have my social security number. How did you get my social security number/information? And are you licensed in the state of Florida as a Debt collector? Keep in mind this debt is alleged. Best regards.

Frequently Asked Questions

What is Complaint #5290922 about?

Complaint #5290922 was filed against Financial Recovery Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-03-06T12:00:00-05:00.

How did Financial Recovery Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Financial Recovery Services, INC.?

Yes, visit the Financial Recovery Services, INC. company profile at readthecomplaint.com/company/financial-recovery-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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