Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5280238

Complaint Overview

Complaint ID: 5280238

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: New Jersey

ZIP Code: XXXXX

Date Received: 2022-03-02T12:00:00-05:00

Date Sent to Company: 2022-03-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have no idea why you are still in doubt of my identity provided that I have submitted all my documents for you to review. Whatever your reasons for doing this, I am still hoping and looking forward that this time you will be able to do your job properly. Once more, I am sending this complaint about you correcting the issues I have with the items, which I have listed below. These items have so many errors and flaws that should result in an immediate update or removal of the items. This concern was forwarded to ( bureaus ) and the creditors but both have neither failed to respond to my request nor provide concrete documentation to justify their claims. The list of incorrect and unknown items are as follows : Personal Information Also Known as : XXXX XXXX XXXX Current Address : XXXX XXXX XXXX, NJ XXXX XX/XX/XXXX Previous Address : XXXX XXXX XXXX XXXX XXXX, NJ XXXX XX/XX/XXXX Charge off : XXXX XXXX XXXX XXXX Balance : {$330.00} Collection : U S DEPT OF EDXXXX ( Original Creditor : XXXX XXXX ) XXXX Balance : {$2900.00} U S DEPT OF EDXXXX XXXX Balance : {$5000.00} New Inquiry : XXXX Date of Inquiry XX/XX/XXXX

Frequently Asked Questions

What is Complaint #5280238 about?

Complaint #5280238 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-03-02T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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