Debt collection -- False statements or representation -- Complaint #5278759
Complaint Overview
Complaint ID: 5278759
Company: Arco Collection Services LLC
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Tennessee
ZIP Code: 38111
Date Received: 2022-03-02T12:00:00-05:00
Date Sent to Company: 2022-03-03T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Hello, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX ; XXXX, TN XXXX ; XXXX personal loan # XXXX has been placed in collections with malicious intent. The loan was reported to the credit bureau as 30 days late XXXX & XX/XX/2020. The loan was place into collections with Arco Collections ; XXXX XXXX XXXX, XXXX XXXX ; XXXX, TN XXXX ; XXXX after according to XXXX XXXX being late 30 days. The monthly payment on the loan was 280.00. The loan was being paid.
Frequently Asked Questions
What is Complaint #5278759 about?
Complaint #5278759 was filed against Arco Collection Services LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-03-02T12:00:00-05:00.
How did Arco Collection Services LLC respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Arco Collection Services LLC?
Yes, visit the Arco Collection Services LLC company profile at readthecomplaint.com/company/arco-collection-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.