Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5274651
Complaint Overview
Complaint ID: 5274651
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 31768
Date Received: 2022-03-01T12:00:00-05:00
Date Sent to Company: 2022-03-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
EXPERIAN TO Whom this may concern Under 15 USC 1681b- Permissible purpose of the consumer reports 15 USC 1681b- ( a ) In general ANY CONSUMER REPORTING AGENCY MAY FURNISH A CONSUMER REPORT UNDER FOLLOWING CIRCUMSTANCES AN NO OTHER. ( 2 ). In accordance with the WRITTEN INSTRUCTIONS of the consumer to whom it relates. I XXXX XXXX XXXX the CONSUMER never gave EXPERIAN any WRITTEN consent to report anything on my consumer report. NO CONSENT IS IDENTITY THEFT. UNDER 15 USC 1681-Congressional finding an statement of purpose. EXPERIAN didn't RESPECTS my CONSUMER rights to privacy, which is a violation of 15 USC 1681-a4 EXPERIAN sells an share CONSUMER info WITHOUT the CONSUMERS consent. I the consumer have notice that there are accounts illegally furnished on my consumer report. I DEMAND that you remove these inaccuracies ( listed below ). IF THEY ARE NOT REMOVED I the consumer will not EXTENT MY CREDIT TO ANYONE OR ALLOW EXPERIAN TO FURNISH A REPORT FOR ME. REMOVE THESE ACCOUNTS. 1. XXXX XXXX XXXX ACCOUNT # XXXX XXXX. XXXX XXXX XXXX ACCOUNT # XXXX XXXX. XXXX XXXX XXXX XXXX ACCOUNT # XXXX XXXX. XXXX XXXX XXXX ACCOUNT # XXXX I would like to state that pertaining to 15 USC 1681- ( a ) that the banking system id depended upon fair an accurate consumer report. BY EXPERIAN VIOLATING LAW, it has cause me to lose confidence in the banking system. ALSO, UNDER 15 USC 1681- ( a ) ( b ) EXPERIAN had invalid inaccurate info on my CONSUMER REPORT such as, WRONG SSN I HAD TWO SSN ON MY REPORT, WRONG ADDRESS, ALSO WRONG EMPLOYER. IF EXPERIAN WAS DOING ITS LAWFUL DUTIES IT WOULD HAVE CAUGHT THESE JUST LIKE I THE CONSUMER DID. IF EXPERIAN WANTS TO CONTINUE DOING BUSINESS ME, PLEASE DELETE THESE INACCURATE ACCOUNTS FROM CONSUMER REPORT. SINCERELY XXXX XXXX XXXX.
Frequently Asked Questions
What is Complaint #5274651 about?
Complaint #5274651 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-03-01T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.