Debt collection -- Communication tactics -- Complaint #5271325
Complaint Overview
Complaint ID: 5271325
Company: Linebarger Goggan Blair & Sampson LLP
Product: Debt collection
Sub-Product: Other debt
Issue: Communication tactics
Sub-Issue: You told them to stop contacting you, but they keep trying
State: New Jersey
ZIP Code: 07002
Date Received: 2022-02-28T12:00:00-05:00
Date Sent to Company: 2022-03-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2022, I called the call center for the Law firm of Linebarger Goggan Blair & Sampson, LLP regarding alleged outstanding debt. The law firm represents the XXXX XXXXXXXX XXXX XXXX XXXX regarding collections. I first received a letter from this law firm sometime late XX/XX/2022. The letter was dated XX/XX/2022. I verbally requested a debt validation and proof of the dates I received the toll violations when I first called the law firm on XX/XX/2022 and was informed I need to do this in writing. I had already done this to XXXX XXXXXXXX on XX/XX/2022. I then faxed a validation letter to the collections law firm on XX/XX/2022. As far as I can tell even though I sent the validation letter to XXXX XXXX since the law office is representing them in the collections process they should have received that letter from XXXX XXXX and even if they didn't receive it from XXXX XXXX, I faxed a validation letter directly to the law office. Because of this they are in violation of the FCRA. Instead of receiving any validation of the debt, I received another collection letter on XX/XX/2022. That letter was dated XX/XX/2022. I should not be receiving any collection letter until the debt is validated. They are a law office, they should know this! It seems the letters are generated automatically as XXXX was going to remove my address so I would not receive any additional letters. Also on the letter it states " You have failed to respond to our correspondence and we are assuming this amount is valid ''. This even states on the first letter which would be impossible since it was the first letter to me from the law office. And definitely not true on the second since I called them shortly after I received it and then sent a validation letter. This seems like a unethical, if not illegal, tactic to get the debt paid without me questioning it. I believe another violation of the FCRA. No where on the collection letters does it state " This is an attempt to collect ... '' I believe another violation of the FCRA.
Frequently Asked Questions
What is Complaint #5271325 about?
Complaint #5271325 was filed against Linebarger Goggan Blair & Sampson LLP regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2022-02-28T12:00:00-05:00.
How did Linebarger Goggan Blair & Sampson LLP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Linebarger Goggan Blair & Sampson LLP?
Yes, visit the Linebarger Goggan Blair & Sampson LLP company profile at readthecomplaint.com/company/linebarger-goggan-blair-sampson-llp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.