Debt collection -- Written notification about debt -- Complaint #5266781

Complaint Overview

Complaint ID: 5266781

Company: Atg Credit, LLC

Product: Debt collection

Sub-Product: Medical debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Illinois

ZIP Code: 61008

Date Received: 2022-02-27T12:00:00-05:00

Date Sent to Company: 2022-02-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On this date, XX/XX/2017 company opened a collection. Account # XXXX {$190.00} That I owe. I have never signed any written document saying that I owe this debt to the collector. Pursuant to 18 U.S. Code 8, I owe no debt. This company is violating my rights to privacy pursuant to 15 U.S. Code 1681b Section 2. Company has NO permission to report ANYTHING using my information pursuant to 15 U.S. Code 1681 section A, Subsection 4. I do not know who they are and have not written consent from my end. Also, they have not verified that I owe this debt to this alleged company. Please have this removed from all three credit reports. XXXX XXXX XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #5266781 about?

Complaint #5266781 was filed against Atg Credit, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-02-27T12:00:00-05:00.

How did Atg Credit, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Atg Credit, LLC?

Yes, visit the Atg Credit, LLC company profile at readthecomplaint.com/company/atg-credit-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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