Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5258645

Complaint Overview

Complaint ID: 5258645

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Texas

ZIP Code: 76119

Date Received: 2022-02-24T12:00:00-05:00

Date Sent to Company: 2022-02-24T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

To whom it may concern, ( TRANSUNION XXXX XXXX ) This XXXX account needs to be updated to Closed/charged off with a zero balance. XXXX and XXXX are showing a zero balance also XXXX and XXXX are not showing this as revolving credit either. So you all need to delete this or update like the other two. Stop putting this account as revolving credit as its not. Its a closed/charged-off account. Also as you see major acct stuff reporting wrong throughout all XXXX bureaus.. The credit limit amts are not matching on each report as well as the dates last reported nor the date of last payment, the date last active. Pretty much this needs to be deleted from my account as its reflecting incorrectly and harms my ability to obtain a mortgage loan. My lender told me that this is hindering me and also that its not matching as well. Please delete my XXXX account or show a zero balance and show as close as the other two bureaus. Yes, they all say charge off, I get that, the thing thats not reflecting on your bureau is that there's no balance, and it's closed. Pretty much you all should delete this whole account for inaccurate reporting altogether. It's right here in proof. Thanks, XXXX XXXX last four XXXX

Frequently Asked Questions

What is Complaint #5258645 about?

Complaint #5258645 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-02-24T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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