Debt collection -- Attempts to collect debt not owed -- Complaint #5254549
Complaint Overview
Complaint ID: 5254549
Company: Lj Ross Associates
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: California
ZIP Code: 95838
Date Received: 2022-02-23T12:00:00-05:00
Date Sent to Company: 2022-02-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Checked on my credit report and saw a balance of {$1500.00} from XXXX XXXX XXXX XXXX XXXX at am address I have never lived. I tried to dispute it through XXXX XXXX and they haven't done anything about it. I refuse to pay for a debt that's not mine. According to the report it was opened on XX/XX/2021 but they keep updating the last reported information.
Frequently Asked Questions
What is Complaint #5254549 about?
Complaint #5254549 was filed against Lj Ross Associates regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-02-23T12:00:00-05:00.
How did Lj Ross Associates respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lj Ross Associates?
Yes, visit the Lj Ross Associates company profile at readthecomplaint.com/company/lj-ross-associates to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.