Vehicle loan or lease -- Incorrect information on your report -- Complaint #5251175

Complaint Overview

Complaint ID: 5251175

Company: Capital One Financial Corporation

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Pennsylvania

ZIP Code: 19320

Date Received: 2022-02-22T12:00:00-05:00

Date Sent to Company: 2022-02-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was shocked when reviewing my credit report and found a late payment on the date below : 30 days late as of XX/XX/XXXX and 30 days late as of XX/XX/XXXX I am not sure how this happened. I believe I made my payments to you when I received my statements. My only thought is that my statement did not get to me.

Frequently Asked Questions

What is Complaint #5251175 about?

Complaint #5251175 was filed against Capital One Financial Corporation regarding Vehicle loan or lease specifically about Incorrect information on your report. It was received by the CFPB on 2022-02-22T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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