Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5250972
Complaint Overview
Complaint ID: 5250972
Company: Capital One Financial Corporation
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Georgia
ZIP Code: 30062
Date Received: 2022-02-22T12:00:00-05:00
Date Sent to Company: 2022-03-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Inquiries goes as follows : XXXX Agent Supervisor name : XXXX XXXX XX/XX/XXXX Capital One Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report. XX/XX/XXXX XXXX XXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX Capital One Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX XXXXXXXX XXXXXXXX XXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX XXXX XXXX XXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX XXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX Capital One Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX XXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX XXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX XXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXX XXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report XX/XX/XXXXXXXX XXXX XXXX XXXXXXXX Disputed inquiry with company and Credit bureau stated that they can't remove inquires This is an unauthorized transaction. The Fair Credit Reporting Act ( FCRA ) requires all unverified and unauthorized items must be removed from my credit report
Frequently Asked Questions
What is Complaint #5250972 about?
Complaint #5250972 was filed against Capital One Financial Corporation regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-02-22T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.