Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5245598
Complaint Overview
Complaint ID: 5245598
Company: National Credit Systems,INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 77583
Date Received: 2022-02-21T12:00:00-05:00
Date Sent to Company: 2022-02-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The collections account from XXXX place was previously on my credit report from XXXX and had a negative impact on my score. It was recent removed from XXXX XX/XX/XXXX and then re-added which negatively affected my score again on all three reporting agencies even though it was never removed from XXXX or XXXX. It is also showing a balance on an open account which is not legal according to the FCRA laws.
Frequently Asked Questions
What is Complaint #5245598 about?
Complaint #5245598 was filed against National Credit Systems,INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-02-21T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.