Debt collection -- Attempts to collect debt not owed -- Complaint #5242931
Complaint Overview
Complaint ID: 5242931
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Florida
ZIP Code: 33150
Date Received: 2022-02-20T12:00:00-05:00
Date Sent to Company: 2022-02-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I, XXXX XXXX, the consumer, and original creditor, am aware that my consumer rights has been violated. I sent Resurgent Receivables LLC a debt validation letter on XX/XX/2022 via XXXX mail XXXX and they have not responded as of yet. Because according to my consumer reports I received on XX/XX/2022 the company/companies are accusing me that I owe them allege Debt. for the amount of {$750.00}. However, I am demanding them/they Resurgent Receivables LLC and XXXX XXXX Bank to provide me with all the proper documentation and verification expeditiously within 7 days why I, XXXX XXXX , the original creditor, owe this alleged debt, and why I must pay this alleged debt to Resurgent Receivables LLC? Because on my consumer reports stating that XXXX XXXX XXXX is the Original Creditor 18 U.S. Code 1028 Please explain in full details how is XXXX XXXX XXXX is the original creditor? Fail to do so would refer to U.S. Code 1028 which is a VIOLATION and I am demanding {$1000.00} each from both these companies for EACH VIOLATION. And to elaborate I AM DEMANDING copies of written agreements with my signature between myself, I, XXXX XXXX, original creditor, and Resurgent Receivables LLC and NOT between no other party or parties, because you are stating on MY consumer reports that I owe YOU this alleged debt again why I must pay this alleged debt to RESURGENT RECEIVABLES LLC? 18 U.S. Code 1028 PROVE IT WITH ALL DOCUMENTATION, the time, the date, that I, XXXX XXXX, has made any agreements with Resurgent Receivables LLC within 7 days. 18 U.S. Code 1028. This company Resurgent Receivables LLC are furnishing my consumer reports with reporting inaccuracy information to my consumer reports and according to Federal Law 15USC 1611 they are violating. I, XXXX XXXX, has never did any business whatsoever with nor have I signed any agreements with Resurgent Receivables LLC never in my life and to bring forth another Federal Law 15USC 1666B, 15USC 1681 ( B ) Resurgent Receivable LLC are in violation for even reporting on my behalf and I NEVER given RESURGENT RECEIVABLES LLC permission nor authority to do such thing which is another violation. And I am also reporting aggravated identity theft to the XXXX Credit Reporting Agencies XXXX, XXXX, and XXXX, and as well as Resurgent Receivables LLC because it is Federal Law 18 U.S. Code 1028 they have never got my permission to use my information in no shape, form, or fashion which is a violation to my consumer rights. I am seeking {$1000.00} each violation from all of the following companies ( XXXX, XXXX, XXXX, Resurgent Receivables LLC. ) I have tried to resolve this issue with the Credit Reporting Agencies by disputing this negative item on my report and all XXXX agencies failed to do so. The XXXX Credit Reporting Agencies listed above never contacted me to verify and validate to see rather or not if the information the company RESURGENT RECEIVABLES LLC reporting is accurate or not which is another violation and I need {$1000.00} from all XXXX agencys for that as well. They are all in VIOLATION 18USC 1028A According to Federal Law, I am reporting identity theft to all these following companies which is XXXX, XXXX, XXXX, XXXX XXXX Bank and Resurgent Receivables LLC. I am demanding {$1000.00} for each violation. This company Resurgent Receivables LLC has caused so much damage to my life, and family and emotional stress, depression, anxiety and embarrassment to my life and family, and my business as well. Reporting false information 15USC 1666B is a VIOLATION to my consumer rights. Its hard for me to sleep at night due to what Resurgent Receivables LLC is doing to me and harassing me about this alleged debt. 15 usc 1692C ( C ) refers to what Resurgent Receivables LLC is doing to me. 15USC 1681 ( B ) where it states that as a consumer would need to give you PERMISSION to furnish information on my behalf. Did I, XXXX XXXX, give Resurgent Receivables LLC permission to furnish my private information? NO I DID NOT which is another VIOLATION and I am demanding {$1000.00} for every violation to my consumer rights. 18USC 1028A is another VIOLATION on the behalf of all XXXX Credit Reporting Agencies and Resurgent Receivables LLC. 18 U.S. Code 1028 they ( XXXX, XXXX, XXXX XXXX, Resurgent Receivables LLC all are in violation. 15USC 1962D they are harassing me by constantly reporting this information every month since as of XXXX XXXX XX/XX/2022 and I have been depressed since and this has been ruining my reputation 18USC 1341. My reputation is my Credit Report. Because if I want to get a new car from the dealership or get a new home extending my credit, I will not be able to do because Resurgent Receivables LLC has ruined my reputation and causing my credit scores to decrease tremendously! To me as a consumer, my reputation is my credit score and credit worthiness and no companies are extending me any credit due to what Resurgent Receivables LLC has done to my reputation. Please investigate these two companies Resurgent Receivables LLC and XXXX XXXX XXXX because they are not obeying the Federal Law 18 U.S. Code 1343 I am demanding them to prove how I owe them debt, and demanding {$1000.00} for each violation, please investigate Resurgent Receivables LLC. They are harassing me 15USC 1692c, 15USC 1692d, 15USC 1692e and please CFPB please help me with your best ability to resolve this situation and get my remedy for each violation this company has caused to me as a consumer. Next I will be filing XXXX. Best regards.
Frequently Asked Questions
What is Complaint #5242931 about?
Complaint #5242931 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-02-20T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.