Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5241885
Complaint Overview
Complaint ID: 5241885
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 77494
Date Received: 2022-02-19T12:00:00-05:00
Date Sent to Company: 2022-02-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I request copy of Complaint # XXXX. XXXX XXXX XXXX XXXX ( XXXX ) and Experian did not have permission to access and supply my credit report on XXXX. I have asked for a copy of permission so I may defend myself because I did not give any permission. Experian passes the buck to XXXX who has sent a copy of an incomplete and undated application that even states it was processed. I continue to complain but XXXX list complaints as duplicate since they claim to already have processed and answered on Complaint # XXXX. Two problems ; I do not have XXXX response on Complaint # XXXX and I have yet to receive copy of valid permissible permission allowing XXXX to process permissible permission and access my credit report.
Frequently Asked Questions
What is Complaint #5241885 about?
Complaint #5241885 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-02-19T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.