Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5241320
Complaint Overview
Complaint ID: 5241320
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Arkansas
ZIP Code: 72764
Date Received: 2022-02-19T12:00:00-05:00
Date Sent to Company: 2022-02-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am not requesting verification of debt. I am clearly requesting validation of the debt. This is my third year attempting to have these accounts reasonably investigated in accordance with both the XXXX and also the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX These accounts are not showing the company but were matched to another dispute and were reinserted back on my credit report without me being notified about the reinsertion. XXXX XXXX, XXXX, XXXX
Frequently Asked Questions
What is Complaint #5241320 about?
Complaint #5241320 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-02-19T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.