Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5240310
Complaint Overview
Complaint ID: 5240310
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 78258
Date Received: 2022-02-19T12:00:00-05:00
Date Sent to Company: 2022-02-19T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have several accounts reporting on my credit report which I don't know why they are being DELETED then they pop back on my credit report months later. I have items stating that I filed Bankruptcy in which I haven't I have attached proof from my XXXX XXXX report that they don't have any Bankruptcy XXXX XXXX Reported to them. I request that the listed Inaccurate Accounts below be immediately DELETED due to it being an Inaccurately reported account on my Credit Report! XXXX XXXX TransUnion Account # : XXXX Account Type : Revolving Account Type - Detail : Flexible spending credit card Bureau Code : Individual Account Status : Derogatory Monthly Payment : {$0.00} Date Opened : XX/XX/XXXX Balance : {$0.00} No. of Months ( terms ) : 0 High Credit : {$24000.00} Credit Limit : {$23000.00} Past Due : {$0.00} Payment Status : Unknown Last Reported : XX/XX/XXXX Comments : XXXX XXXX bankruptcy Date Last Active : XX/XX/XXXX Date of Last Payment : XX/XX/XXXX XXXX XXXX XXXX XXXX Account # : XXXX XXXX Account Type : Revolving Revolving Account Type - Detail : Flexible spending credit card - Bureau Code : Individual Individual Account Status : Derogatory Closed Monthly Payment : {$0.00} {$0.00} Date Opened : XX/XX/XXXX XX/XX/XXXX Balance : {$0.00} {$0.00} No. of Months ( terms ) : 0 0 High Credit : {$15000.00} {$0.00} Credit Limit : {$13000.00} {$0.00} Past Due : {$0.00} {$0.00} Payment Status : Unknown Unknown Last Reported : XX/XX/XXXX XX/XX/XXXX Comments : XXXX XXXX bankruptcy Consumer disputes- reinvestigation in progress Accounts closed by credit grantor Date Last Active : XX/XX/XXXX XX/XX/XXXX Date of Last Payment : XX/XX/XXXX XX/XX/XXXX XXXX XXXX XXXX TransUnion XXXX Account # : XXXX XXXX Account Type : Revolving Revolving Account Type - Detail : Credit Card Credit Card Bureau Code : Individual Individual Account Status : Derogatory Derogatory Monthly Payment : {$0.00} {$0.00} Date Opened : XX/XX/XXXX XX/XX/XXXX Balance : {$0.00} {$0.00} No. of Months ( terms ) : 0 0 High Credit : {$34000.00} {$34000.00} Credit Limit : {$27000.00} {$27000.00} Past Due : {$0.00} {$0.00} Payment Status : Unknown Current Last Reported : XX/XX/XXXX XX/XX/XXXX Comments : XXXX XXXX bankruptcy Debt included in or discharged through Bankruptcy Chapter XXXX, or XXXX. Date Last Active : XX/XX/XXXX XX/XX/XXXX Date of Last Payment : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX Only Account # : XXXX Account Type : Installment Account Type - Detail : Auto Loan Bureau Code : Individual Account Status : Paid Monthly Payment : {$0.00} Date Opened : XX/XX/XXXX Balance : {$0.00} No. of Months ( terms ) : XXXX High Credit : {$56000.00} Credit Limit : {$0.00} Past Due : {$0.00} Payment Status : Current Last Reported : XX/XX/XXXX Comments : Subscriber reports dispute resolved - consumer disagrees. Date Last Active : XX/XX/XXXX Date of Last Payment : XX/XX/XXXX XXXXXXXX XXXX TransUnion XXXX XXXX Account # : XXXX XXXX XXXX Account Type : Revolving Revolving Revolving Account Type - Detail : Flexible spending credit card Credit Card - Bureau Code : Individual Individual Individual Account Status : Derogatory Derogatory Closed Monthly Payment : {$0.00} {$0.00} {$0.00} Date Opened : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Balance : {$0.00} {$0.00} {$0.00} No. of Months ( terms ) : 0 0 0 High Credit : {$27000.00} {$27000.00} {$0.00} Credit Limit : {$20000.00} {$20000.00} {$0.00} Past Due : {$0.00} {$0.00} {$0.00} Payment Status : Unknown Late 60 Days Unknown Last Reported : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Comments : XXXX XXXX bankruptcy Debt included in or discharged through Bankruptcy XXXX XXXX, or XXXX. Consumer disputes- reinvestigation in progress Accounts closed by credit grantor Date Last Active : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Date of Last Payment : XX/XX/XXXX
Frequently Asked Questions
What is Complaint #5240310 about?
Complaint #5240310 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-02-19T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.