Debt collection -- Attempts to collect debt not owed -- Complaint #5238852

Complaint Overview

Complaint ID: 5238852

Company: National Credit Adjusters, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: California

ZIP Code: 92113

Date Received: 2022-02-18T12:00:00-05:00

Date Sent to Company: 2022-02-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have put a fraud hold on my credit account with all three major credit bureaus regarding fraudulent activity. There are a few items that don't belong to me and need to be removed ASAP. I contacted the creditors and they will not remove it. It is hindering my credit. These are the accounts that are fraudulent and need to be removed ASAP : NATIONAL CREDIT ADJUST XXXX XXXX XXXX XXXX XXXX, XXXX ( XXXX ) XXXX Acct : XXXX INQUIRIES XXXX XXXX XXXX XX/XX/2020 XXXX XXXX XXXX XXXX XX/XX/2020 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #5238852 about?

Complaint #5238852 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-02-18T12:00:00-05:00.

How did National Credit Adjusters, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against National Credit Adjusters, LLC?

Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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