Mortgage -- Applying for a mortgage or refinancing an existing mortgage -- Complaint #5235841

Complaint Overview

Complaint ID: 5235841

Company: Freedom Mortgage Company

Product: Mortgage

Sub-Product: Other type of mortgage

Issue: Applying for a mortgage or refinancing an existing mortgage

State: Florida

ZIP Code: 32159

Date Received: 2022-02-17T12:00:00-05:00

Date Sent to Company: 2022-02-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

last XXXX around XXXX we where coming out of XXXX which we never needed but somehow where part of it.Thats another long story. Freedom Mortgage mailed us All Documents to be sighed and notarized with all new rates and new restructured payment, Our Notary Person noticed XXXX names attached to the loan. We never heard of the names or ever meet the persons in XXXX XXXX XXXX XXXX and XXXX XXXX. which you will see in attached photos. I still have the raw documents in possession. When we contacted the point of contact XXXX from Freedom Mortgage he said thats how its done now and we need to sign or we will default on the loan. We called him out in a scam and we never heard back from him or Freedom Mortgage office. Months later we even gave Freedom Mortgage another chance and to refinance with them since they Have all of our info and it would be much easier and quicker. You would think XXXX. Again that another long story but XXXX make it short. They started the process but drop us without any explanation. I do have an dkept all the email transcripts between the loan XXXX.

Frequently Asked Questions

What is Complaint #5235841 about?

Complaint #5235841 was filed against Freedom Mortgage Company regarding Mortgage specifically about Applying for a mortgage or refinancing an existing mortgage. It was received by the CFPB on 2022-02-17T12:00:00-05:00.

How did Freedom Mortgage Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Freedom Mortgage Company?

Yes, visit the Freedom Mortgage Company company profile at readthecomplaint.com/company/freedom-mortgage-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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