Debt collection -- Attempts to collect debt not owed -- Complaint #5234214
Complaint Overview
Complaint ID: 5234214
Company: American Coradius International LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Illinois
ZIP Code: 60177
Date Received: 2022-02-17T12:00:00-05:00
Date Sent to Company: 2022-02-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I received a letter addressed to XXXX ( not my name ) at my home address indicating that I owe XXXX {$120.00}, reference # XXXX, acct # XXXX. The " debt '' was submitted by American Coradius International LLC. I went out to XXXX and they show one use of my account, for {$25.00} to XXXX ( which is the only charge I've used XXXX for in the past XXXX years ). They show no other outstanding payment issues. Attached is a photo of the letter referenced above. Please advise regarding next steps to handle this fraudulent claim. XXXX XXXX
Frequently Asked Questions
What is Complaint #5234214 about?
Complaint #5234214 was filed against American Coradius International LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-02-17T12:00:00-05:00.
How did American Coradius International LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against American Coradius International LLC?
Yes, visit the American Coradius International LLC company profile at readthecomplaint.com/company/american-coradius-international-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.