Credit card or prepaid card -- Getting a credit card -- Complaint #5233873

Complaint Overview

Complaint ID: 5233873

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Card opened as result of identity theft or fraud

State: California

ZIP Code: 91107

Date Received: 2022-02-17T12:00:00-05:00

Date Sent to Company: 2022-02-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

THE CAPITAL ONE ACCOUNT HAS BEEN OPENED FRAUDULENTLY UNDER MY NAME AND I HAVE RECHED OUT TO CAPITAL ONE NUMEROUS TIMES AND I HAVE SENT THEM ALL REQUIRED DOCUMENTS TO HAVE THE FRAUDULENT ACCOUNT AND CHARGES REMOVED FROM MY CREDIT PROFILE BUT TILL THIS DAY THERE IS NO RESOLUTION. I HAVE SPOKEN TO MANY SUPERVISORS AND REPRESENTATIVES AND THEY KEEP TELLING ME THAT THAT THEY HAVE ALL THE REQUIRED DOCUMENTS FROM ME WHICH PROVES THAT THIS ACCOUNT WAS OPENED FRAUDULENTLY BUT AGAIN CAPITAL ONE IS STILL REPORTING THE FRAUDULENT ACCOUNT AND THE CHARGES ON MY CREDIT REPORT.

Frequently Asked Questions

What is Complaint #5233873 about?

Complaint #5233873 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-02-17T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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