Credit reporting, credit repair services, or other personal consumer reports -- Credit monitoring or identity theft protection services -- Complaint #5228986
Complaint Overview
Complaint ID: 5228986
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Credit monitoring or identity theft protection services
Sub-Issue: Received unwanted marketing or advertising
State: Michigan
ZIP Code: 494XX
Date Received: 2022-02-16T12:00:00-05:00
Date Sent to Company: 2022-03-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Ok to start forever I've wondered why I couldn't check my credit. ( I still have trouble with eqiufax and XXXX XXXX. So, I applied for a loan and was rejected so I began investigating and found out that all 3 credit agencies had either wrong XXXX and equifax had me with 2 social security numbers 1 correct 1 not and XXXX XXXX had only 1 the wrong 1. XXXX fixed the ss # issue immediately while eqiufax claimed they didn't have it wrong. Yet I was logged in and watched them change it and XXXX XXXX flat refused to fix it unless I further risk Id fraud by mailing them copies of my personal information. There were also several addresses on my file that didn't belong to me so.someone messed my credit up and I can't prove XXXX and the credit agencies don't give a XXXX to try to fix it on top of it I applied for a single loan and have like 500 credit inquires hit all around the same XXXX time and I can't even report it to eqiufax or XXXX XXXX becase they really done give a XXXX to help me sort it out
Frequently Asked Questions
What is Complaint #5228986 about?
Complaint #5228986 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Credit monitoring or identity theft protection services. It was received by the CFPB on 2022-02-16T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.