Debt collection -- Attempts to collect debt not owed -- Complaint #5220243

Complaint Overview

Complaint ID: 5220243

Company: Medical Data Systems, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Texas

ZIP Code: 78043

Date Received: 2022-02-14T12:00:00-05:00

Date Sent to Company: 2022-02-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Disputing the following collection entry : Date reported : XX/XX/XXXX Collection Agency MEDICAL DATA SYSTEMS , INC . Original Creditor Name XXXX XXXX XXXX XXXX Date Assigned XX/XX/XXXX Original Amount Owed {$10000.00} Amount {$10000.00} Status Date XX/XX/XXXX Status XXXX Balance Date XX/XX/XXXX Account XXXX XXXX XXXX Account Number XXXX XXXX Creditor Classification Medical or Health Care Date of First Delinquency XX/XX/XXXX Comments Medical MEDICAL DATA SYSTEMS , INC . XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I contacted the collector and the credit bureaus to dispute this entry in my credit report, and I also requested in person to XXXX XXXX XXXX XXXXXXXX the removal of this amount owed ( found out it is a charge for XXXX XXXX services to XXXX XXXX XXXX, explaining them that the bills were to XXXX XXXX and not to myself ( XXXX XXXX XXXX ) then the collection Company claimed that I am the financial guarantor of XXXX who as of XXXX was XXXX XXXX XXXX. I explained them that I can not be a guarantor of an adult as I am not the caring person of such adult not I signed any financial responsibility document at the time of his admission/treatment in their ER. The collection Company sent me as proof A screenshot of an old computer record for when I was a guarantor of XXXX XXXX Back when he was a child, but no admission proof/documentation for his XXXX visit during XXXX. They also violated HIPPA regulations as they shared in that document forbiden PII : mine and XXXX XXXX full social security numbers

Frequently Asked Questions

What is Complaint #5220243 about?

Complaint #5220243 was filed against Medical Data Systems, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-02-14T12:00:00-05:00.

How did Medical Data Systems, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Medical Data Systems, INC.?

Yes, visit the Medical Data Systems, INC. company profile at readthecomplaint.com/company/medical-data-systems-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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