Debt collection -- False statements or representation -- Complaint #5219788
Complaint Overview
Complaint ID: 5219788
Company: Midwestern Health Management INC
Product: Debt collection
Sub-Product: Medical debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Missouri
ZIP Code: 640XX
Date Received: 2022-02-14T12:00:00-05:00
Date Sent to Company: 2022-03-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2021 a collection for {$310.00} was added and on XX/XX/2021 a collection for {$510.00} was also added, from the company " XXXX XXXX '' reported XXXX collections to my credit report that detrimentally ruined my scores. I religiously sent out letters/phone calls to the company to prove that this is not me and to verify the information. They refused to send me any information stating this is me! Months go by and I recheck my credit report on the website XXXX. To make things even better, the company has now charged interest on the XX/XX/2021 account for {$310.00} and now it is {$330.00}! Debt collectors and creditors must follow federal and state laws when adding or charging interest on debts. Section 808 ( 1 ) prohibits debt collectors from collecting any amount unless the amount is expressly authorized by the agreement creating the debt or is permitted by law. I have now written all credit bureaus and XXXX has deleted all accounts from this company off of my report and the other XXXX bureaus have closed the account for {$310.00} and waiting to hear on the others. It gets better ..... When I go and look up the company on my reports : XXXX has the company address as NORTHWEST, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX has XXXX company address as NORTHWEST FINANCIAL SVC XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX : Deleted the issue and no longer have the address they used. When I look the company up online there are multiple addresses address XXXX : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX address XXXX : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX I have not heard back from the company since XXXX XXXX XXXX. Please, Please, Please help me with resolving this issue and remove this from my report.
Frequently Asked Questions
What is Complaint #5219788 about?
Complaint #5219788 was filed against Midwestern Health Management INC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-02-14T12:00:00-05:00.
How did Midwestern Health Management INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Midwestern Health Management INC?
Yes, visit the Midwestern Health Management INC company profile at readthecomplaint.com/company/midwestern-health-management-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.