Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5216572
Complaint Overview
Complaint ID: 5216572
Company: Consolidated Information Services Solutions, LLC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: New Jersey
ZIP Code: 081XX
Date Received: 2022-02-13T12:00:00-05:00
Date Sent to Company: 2022-02-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
While checking my personal credit report I noticed an Inquiry made by UNIVERSAL CREDIT SERVICES. I did not authorize anyone employed by this company to make an inquiry and view my credit report. I request that a copy of my signed authorization that gave them the right to view my credit report.
Frequently Asked Questions
What is Complaint #5216572 about?
Complaint #5216572 was filed against Consolidated Information Services Solutions, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-02-13T12:00:00-05:00.
How did Consolidated Information Services Solutions, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Consolidated Information Services Solutions, LLC?
Yes, visit the Consolidated Information Services Solutions, LLC company profile at readthecomplaint.com/company/consolidated-information-services-solutions-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.