Debt collection -- Attempts to collect debt not owed -- Complaint #5216054

Complaint Overview

Complaint ID: 5216054

Company: Lending Club CORP

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Georgia

ZIP Code: 30024

Date Received: 2022-02-12T12:00:00-05:00

Date Sent to Company: 2022-02-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am a victim of identity theft .This collection agency is not only reporting fraudulent account but also aware that is account is fraudulent in deed. LENDING CLUB CORP XXXX LENDING CLUB CORP XXXX I sent my police report and my FTC affidavit that i received from the Federal Trade Commission. They keep verifying this fraudulent account and are claiming this fraudulent account is mine. I have never had any goods or services with them or them they are knowingly and willingly reporting this fraud. They are also aware that my banking account was comprised and it was close due to fraud. They have caused me great damage and embarrassment also with emotional distress.

Frequently Asked Questions

What is Complaint #5216054 about?

Complaint #5216054 was filed against Lending Club CORP regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-02-12T12:00:00-05:00.

How did Lending Club CORP respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Lending Club CORP?

Yes, visit the Lending Club CORP company profile at readthecomplaint.com/company/lending-club-corp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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