Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5208287

Complaint Overview

Complaint ID: 5208287

Company: Barclays Bank Delaware

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: California

ZIP Code: 91604

Date Received: 2022-02-10T12:00:00-05:00

Date Sent to Company: 2022-02-10T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I dispute about a charge that Barclays bank charging me. because they didnt send me any email or mail or call XXXX XX/XX/XXXX( that was the last email statement that I got from them ) since there I didnt hear from them at all I had auto pay and I wasnt bather to find out what is my balance, until I check my credit report recently and find out that I owed them money from more than a year ago. if they just notified me, I could pay it right away but if they keep it secret from me just because they want to charge me interest and penalty that is not fair. I can prove you by show you all my email that I didnt get any email from them scenes XXXX XXXX. I asked them to remove all the interest. the original amount is {$69.00} I can pay it as soon that I will get a bill. but more than that I refuse to pay, Barclays bank try to collect interest and penalty without sending any notice to the clients. I asked Barclays bank on XX/XX/XXXXto rmove it from my credit report but they ignored me.

Frequently Asked Questions

What is Complaint #5208287 about?

Complaint #5208287 was filed against Barclays Bank Delaware regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-02-10T12:00:00-05:00.

How did Barclays Bank Delaware respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Barclays Bank Delaware?

Yes, visit the Barclays Bank Delaware company profile at readthecomplaint.com/company/barclays-bank-delaware to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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