Vehicle loan or lease -- Struggling to pay your loan -- Complaint #5199807
Complaint Overview
Complaint ID: 5199807
Company: Garcadia Financial LLC
Product: Vehicle loan or lease
Sub-Product: Lease
Issue: Struggling to pay your loan
Sub-Issue: Loan balance remaining after the vehicle is repossessed and sold
State: Nevada
ZIP Code: 89108
Date Received: 2022-02-08T12:00:00-05:00
Date Sent to Company: 2022-02-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Balanced owed : XXXX. Loan was for a car. Called company to discuss options because of covid and they constantly harassed me. Calling me from sun up to sun down. I asked them to stop and they kept calling from different numbers threaten me.
Frequently Asked Questions
What is Complaint #5199807 about?
Complaint #5199807 was filed against Garcadia Financial LLC regarding Vehicle loan or lease specifically about Struggling to pay your loan. It was received by the CFPB on 2022-02-08T12:00:00-05:00.
How did Garcadia Financial LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Garcadia Financial LLC?
Yes, visit the Garcadia Financial LLC company profile at readthecomplaint.com/company/garcadia-financial-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.