Debt collection -- Attempts to collect debt not owed -- Complaint #5199555

Complaint Overview

Complaint ID: 5199555

Company: Afterpay US Services, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: North Carolina

ZIP Code: 28269

Date Received: 2022-02-08T12:00:00-05:00

Date Sent to Company: 2022-02-08T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I made a XXXX XXXX XXXX XXXX online purchase using Afterpay. I returned the order and Afterpay continues to try and collect for the balance of the order, even after I informed them of the return. Just today, Afterpay had a debt collector to contact me requesting payment of the balance.

Frequently Asked Questions

What is Complaint #5199555 about?

Complaint #5199555 was filed against Afterpay US Services, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-02-08T12:00:00-05:00.

How did Afterpay US Services, LLC respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Afterpay US Services, LLC?

Yes, visit the Afterpay US Services, LLC company profile at readthecomplaint.com/company/afterpay-us-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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