Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5190485
Complaint Overview
Complaint ID: 5190485
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Mississippi
ZIP Code: 39503
Date Received: 2022-02-05T12:00:00-05:00
Date Sent to Company: 2022-02-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The loan company name is XXXX XXXX XXXX XXXX Contact information ( XXXX ) XXXX Address : po box XXXX XXXX, Va XXXX Date it was opened XXXX Account is showing potentially negative on my experian report. I have no knowledge of this auto loan account it was done without my consent, or my knowledge.XXXX XXXX XXXX auto loan has been using my name, and personal information for XXXX years.I tried contacting XXXX XXXX XXXX for the last XXXX years.I contacted experian about this account and disputed it several times but there were no results.XXXX XXXX XXXX is still reporting this potentially negative account on my experian report.This Account is showing as charged off {$14000.00} written off. {$16000.00} past due as of XX/XX/2022.
Frequently Asked Questions
What is Complaint #5190485 about?
Complaint #5190485 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-02-05T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.