Debt collection -- Written notification about debt -- Complaint #5189414
Complaint Overview
Complaint ID: 5189414
Company: TD Bank US Holding Company
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: California
ZIP Code: 90744
Date Received: 2022-02-05T12:00:00-05:00
Date Sent to Company: 2022-02-05T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Target Card Services has reported XX/XX/2022 that I was late {$28.00}. However, I was not notified either by telephone or email that a payment had been missed; resulting in a 30 day late Negative Item on my credit report. I called, wrote and disputed the Negative Item and have since paid the account in full. As a long time cardholder, I have diligently paid this account by or before the payment due date. Your assistance with my dispute is greatly appreciated.
Frequently Asked Questions
What is Complaint #5189414 about?
Complaint #5189414 was filed against TD Bank US Holding Company regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-02-05T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.