Debt collection -- Attempts to collect debt not owed -- Complaint #5188919
Complaint Overview
Complaint ID: 5188919
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: New York
ZIP Code: 114XX
Date Received: 2022-02-04T12:00:00-05:00
Date Sent to Company: 2022-02-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX My Credit report was charged with Collection from CCS XXXX File # XXXX ) for {$560.00} for collection for Homeowner Insurance from XX/XX/XXXX to XX/XX/2021. Meanwhile I had another insurance from another company from XX/XX/2021. This insurance was canceled & Now my credit has been ruined. I have active refinancing process going on and this hurts my credit with 85 points down. This is very Unfair for a consumer like me. This is absolutely unacceptable.
Frequently Asked Questions
What is Complaint #5188919 about?
Complaint #5188919 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-02-04T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.