Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5187862
Complaint Overview
Complaint ID: 5187862
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Was not notified of investigation status or results
State: Georgia
ZIP Code: 309XX
Date Received: 2022-02-04T12:00:00-05:00
Date Sent to Company: 2022-02-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Hi, I can't believe you guys are taking advantage of me. I AM VERY UPSET the credit bureaus have not responded back to me about my investigation. I sent a letter, it's more than 60days. I need these accounts deleted or updated. These are the items I demanding to be deleted immediately : 1. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 2. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation XXXX XXXXXXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 3. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation XXXX XXXXXXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 4. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation XXXX XXXXXXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 5. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation XXXX XXXXXXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 6. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation XXXX XXXXXXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 7. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 8. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 9. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 10. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 11. Under 15 U.S. Code 1681e ( b ) and 15 U.S. Code 1681i ( 5 ) this account in violation not reporting 100 accurate XXXX XXXX Account Number : XXXX As a consumer by law, this account must be deleted immediately. This account doesn't meet FCRA requirements this account is in violation, the date opened across all 3 credit bureaus is different. There's also a misrepresenting of the date of the last activity the date is different on each of the 3 credit bureaus which means the account has been re-aged which is a violation. These are all violations by law this account must be deleted immediately from the credit report. 12. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report XXXX XXXX Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 13. Under 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies- ( 3 ) you failed to notate this account was in dispute within 30 days now this account in violation Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 14. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 15. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 16. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 17. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 18. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 19. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report Account Number : XXXX This Account is inaccurate and seeking litigation please delete it once 20. Under 15 US Code 1681a ( 3 ) this medical collection is in violation and cant be on my credit report Account Number : XXXX This Account is inaccurate and seeking litigation please delete it onceer
Frequently Asked Questions
What is Complaint #5187862 about?
Complaint #5187862 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-02-04T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.