Credit card or prepaid card -- Getting a credit card -- Complaint #5182724

Complaint Overview

Complaint ID: 5182724

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Delay in processing application

State: Nevada

ZIP Code: 89107

Date Received: 2022-02-03T12:00:00-05:00

Date Sent to Company: 2022-02-03T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XXXX XXXX I applied for a capital one secured XXXX with a credit limit of 200.00 when i make my security deposit of 99.00 before XX/XX/2022 in which I made that one payment came out on the XXXX of XX/XX/2022 the other one came out XX/XX/2022 one was for 50.00 the other one for 49.00. today XX/XX/2022 I get an email saying that I have been denied so I call them up to ask why and they told me I would have to wait to get my answers in the mail. I asked them for my money back and for them to fix my credit score they told me they would not fix my credit score and they did not say anything about my money. PS I JUST WANT MY MONEY BACK AND MY CREDIT SCORE FIXED PLEASE

Frequently Asked Questions

What is Complaint #5182724 about?

Complaint #5182724 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-02-03T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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