Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5177683
Complaint Overview
Complaint ID: 5177683
Company: Fay Servicing, LLC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Pennsylvania
ZIP Code: 19103
Date Received: 2022-02-02T12:00:00-05:00
Date Sent to Company: 2022-02-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My ex husband purchased a property at XXXX XXXX XXXX XXXX XXXX XXXX pa XXXX in XXXX. I wasnt part of sale/never on mortgage. At some point he added me to deed. I was never on loan. We got divorced. I havent lived there at property in over 11 years. Unbeknownst to me, he let property go into foreclosure. I have nothing to do with the foreclosure. All mortgage statements are in his name only and I was never aware of the foreclosure until I went to buy a property last week and its now on my credit report bc Im on the deed. I need this removed! You are ruining my credit!
Frequently Asked Questions
What is Complaint #5177683 about?
Complaint #5177683 was filed against Fay Servicing, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-02-02T12:00:00-05:00.
How did Fay Servicing, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Fay Servicing, LLC?
Yes, visit the Fay Servicing, LLC company profile at readthecomplaint.com/company/fay-servicing-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.