Credit reporting, credit repair services, or other personal consumer reports -- Unable to get your credit report or credit score -- Complaint #5175230

Complaint Overview

Complaint ID: 5175230

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Unable to get your credit report or credit score

Sub-Issue: Problem getting your free annual credit report

State: North Carolina

ZIP Code: 28412

Date Received: 2022-02-01T12:00:00-05:00

Date Sent to Company: 2022-02-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/XXXX after making three ( 3 ) identity theft reports with the Federal Trade Commission, I was directed to Equifax located in XXXX XXXX. at XXXX XXXX XXXX XXXX. I Stated the reason and circumstances for my call. I.e. Identity theft. I took photos of my License, Social Security Card and selfie, then denied the credit report I was, under the Fair Credit Act of 1970, entitled to. Their word, not mine. And handed a list of hoops of fire needed to jump through before I could obtain what should have already been in my possession. Yes I am XXXX and feel once again violated and ridiculed. Thank you for your time and consideration.

Frequently Asked Questions

What is Complaint #5175230 about?

Complaint #5175230 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Unable to get your credit report or credit score. It was received by the CFPB on 2022-02-01T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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