Credit card or prepaid card -- Other features, terms, or problems -- Complaint #5163681

Complaint Overview

Complaint ID: 5163681

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Other features, terms, or problems

Sub-Issue: Problem with customer service

State: New York

ZIP Code: 10026

Date Received: 2022-01-29T12:00:00-05:00

Date Sent to Company: 2022-01-29T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My name changed - I reached out to Capital One to have this updated via phone. The other credit card companies updated the information w/o any issue. For the last several months Capital One has been giving me the run around. I sent in a copy of the new social security card. They updated the last name but refused to change the first then froze my account citing possible fraud. Each time I called a rep requested I upload a photo of my ID in real time. However each time although it shows uploaded successfully on my side- the reps never seemed to receive it. This has happened at least a half dozen times if not more.

Frequently Asked Questions

What is Complaint #5163681 about?

Complaint #5163681 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Other features, terms, or problems. It was received by the CFPB on 2022-01-29T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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