Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #5161856
Complaint Overview
Complaint ID: 5161856
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Texas
ZIP Code: 77060
Date Received: 2022-01-28T12:00:00-05:00
Date Sent to Company: 2022-01-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In a CFPB complaint ( XXXX ), I have tried to correct information held on file pertaining to myself- the information is incorrect and needs to be verified. I have asked many times to have this verified and it is generally completed in XXXX - I have asked for them to check their verification as the I formation is not correct. But they claim it has been done yet show no evidence of any verification process. I have asked CFPB to look into this. It resulted with a blanket, nonsensical response to which the case was also closed without any proof of verification. Please, provide proof of verification and remove all inaccurate entries from my account- I have not applied for any loans with any of the services shown on my file - there is no signatures from me requesting those applications and at no time have I authorised anyone to acquire information regarding my credit to the companies I have disputed. This process is designed to protect the consumer, but it seems it is manipulated by the reporting agencies. Please verify and provide evidence of any credit application you have against me, or remove the inaccurate information immediately.
Frequently Asked Questions
What is Complaint #5161856 about?
Complaint #5161856 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2022-01-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.