Debt collection -- Attempts to collect debt not owed -- Complaint #5150020

Complaint Overview

Complaint ID: 5150020

Company: The Law Offices Of Mitchell D. Bluhm & Associates

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Texas

ZIP Code: 78520

Date Received: 2022-01-25T12:00:00-05:00

Date Sent to Company: 2022-02-08T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

Back in XX/XX/XXXX, I noticed on my credit report there was a collection account for {$1300.00}. When I realized that this debt represented a few hours stay at a local hospital, XXXX XXXX XXXX on XX/XX/XXXX. I had checked into this hospital due to breathing problems ( Not Covid-19 related ). From this hospital, I was transported by ambulance to the XXXX XXXX in XXXX XXXX that same day. I did not have any medical/health insurance at that time. However, staff at the XXXX XXXX assisted me with my application for XXXX and XXXX which was approved about 90 days later. When I got the approval, I placed a telephonic call to the XXXX XXXX XXXX and provided them with my XXXX XXXX number so they can receive payment for their services from XXXX -- -this was around XX/XX/XXXX. Imagine my horror when I discovered that the above -referenced medical-bill for {$1300.00} was now appearing on my Credit Report ( CR ) as a collection account. I immediately contacted the Collection agency, AR Resources ( see attached AR document ), and explained that this bill was already paid by XXXX XXXX Upon their investigation -- -AR Resources removed the collection account from my CR -- -this was back in XX/XX/XXXX. Fast forward today, XX/XX/XXXX, the same bill for {$1300.00} shows back on my CR but from a different collection company, XXXX XXXX, from XXXX, Texas. I immediately contacted their office and spoke to XXXX, XXXX XXXX XXXX, explaining to her this account was paid by XXXX back XXXX XXXX. She informed me that I would have to provide Proof of coverage and a copy of my XXXX XXXX XXXX -then she will remove it from my CR. Be that as it may, be, I do not trust XXXX XXXX, thus my instant complaint to CFPB.

Frequently Asked Questions

What is Complaint #5150020 about?

Complaint #5150020 was filed against The Law Offices Of Mitchell D. Bluhm & Associates regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-01-25T12:00:00-05:00.

How did The Law Offices Of Mitchell D. Bluhm & Associates respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against The Law Offices Of Mitchell D. Bluhm & Associates?

Yes, visit the The Law Offices Of Mitchell D. Bluhm & Associates company profile at readthecomplaint.com/company/the-law-offices-of-mitchell-d-bluhm-associates to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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