Debt collection -- Took or threatened to take negative or legal action -- Complaint #5143292
Complaint Overview
Complaint ID: 5143292
Company: Cso Financial
Product: Debt collection
Sub-Product: Medical debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Seized or attempted to seize your property
State: Oregon
ZIP Code: 97420
Date Received: 2022-01-24T12:00:00-05:00
Date Sent to Company: 2022-01-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Early XXXX - late XXXX I called CSO financial to set up payments on my account. I was told I was unable to make any payments as they were suing me- and I had a pending judgement and had to wait to be served. Next month my ENTIRE bank account- leaving a balance of literally {$0.00} was garnished- which is also a joint account with my husband. Both bank accounts to be exact. Total taken was about {$2500.00}. I had other pending charges- and bills due and now face overdraft fees, NOR have money to even buy food or gas for my children. No notice of garnishment. No notice of judgement - wouldnt even accept Payments when I Tried. I believe they should have left some money in the account- how are people supposed to live?
Frequently Asked Questions
What is Complaint #5143292 about?
Complaint #5143292 was filed against Cso Financial regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-01-24T12:00:00-05:00.
How did Cso Financial respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cso Financial?
Yes, visit the Cso Financial company profile at readthecomplaint.com/company/cso-financial to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.