Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5140029
Complaint Overview
Complaint ID: 5140029
Company: First Portfolio Servicing INC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Virginia
ZIP Code: 231XX
Date Received: 2022-01-23T12:00:00-05:00
Date Sent to Company: 2022-01-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
THE FOLLOWING ARE ALL UNAUTHORIZED HARD INQUIRIES ON MY XXXX REPORT. IVE DISPUTED THEM MULTIPLE TIMES BUT XXXX REFUSES TO REMOVE THEM. XXXX DOES NOT ALLOW YOU TO DISPUTE HARD INQUIRIES ONLINE, WHEN TRYING TO CALL XXXX, THERE IS NO WAY TO GET THROUGH. XXXX XXXX XXXX - non specific Inquiry date: XX/XX/XXXX Removal date: XX/XX/XXXXXXXX XXXX XXXX Credit Cards Inquiry date:XX/XX/XXXX Removal date: XX/XX/XXXX XXXX Personal Loan Companies Inquiry date:XX/XX/XXXXRemoval date: XX/XX/XXXX XXXX XXXX XXXX XXXX Credit Cards Inquiry date:XX/XX/XXXXRemoval date: XX/XX/XXXXXX/XX/XXXX - non specific Inquiry date: XX/XX/XXXX Removal date: XX/XX/XXXX XXXX XXXX XXXX Bank Credit Cards Inquiry date: XX/XX/XXXX Removal date: XX/XX/XXXXXXXX All Banks - non specific Inquiry date: XX/XX/XXXX Removal date: XX/XX/XXXX XXXX XXXX XXXX XXXX Inquiry dateXX/XX/XXXX Removal date:XX/XX/XXXX XXXX All Banks - non specific Inquiry dateXX/XX/XXXXRemoval date: XX/XX/XXXX
Frequently Asked Questions
What is Complaint #5140029 about?
Complaint #5140029 was filed against First Portfolio Servicing INC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-01-23T12:00:00-05:00.
How did First Portfolio Servicing INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against First Portfolio Servicing INC?
Yes, visit the First Portfolio Servicing INC company profile at readthecomplaint.com/company/first-portfolio-servicing-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.