Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5137868

Complaint Overview

Complaint ID: 5137868

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Florida

ZIP Code: 33189

Date Received: 2022-01-21T12:00:00-05:00

Date Sent to Company: 2022-01-21T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Events happened as follows in XX/XX/2021 I submitted my payment for my XXXX card as usual on time. My payment was not honored due to a bank error. Once I was notified by XXXX I paid the amount immediately with a representative over the phone I also sent XXXX card services the bank letter with the information that my payment was not honored due to an error from the bank that the funds were available. The representative from XXXX card services explained to me it was not an issue and the late payment would be corrected due to it being a bank error. XXXX credit card services is still reporting a late payment for XX/XX/2021, they never corrected the reporting.Here enclosed is attached copy of the banks letter.

Frequently Asked Questions

What is Complaint #5137868 about?

Complaint #5137868 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-01-21T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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