Debt collection -- Communication tactics -- Complaint #5137086

Complaint Overview

Complaint ID: 5137086

Company: Acima Credit, LLC

Product: Debt collection

Sub-Product: Auto debt

Issue: Communication tactics

Sub-Issue: Frequent or repeated calls

State: North Carolina

ZIP Code: 275XX

Date Received: 2022-01-21T12:00:00-05:00

Date Sent to Company: 2022-01-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Repeated calls multiple times a day to restart autodraft after initially told payment amount was per month and drafts for same amount came per week. Did not adhere to request to remove ach debit of account and was threatening in response.

Frequently Asked Questions

What is Complaint #5137086 about?

Complaint #5137086 was filed against Acima Credit, LLC regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2022-01-21T12:00:00-05:00.

How did Acima Credit, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Acima Credit, LLC?

Yes, visit the Acima Credit, LLC company profile at readthecomplaint.com/company/acima-credit-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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