Mortgage -- Applying for a mortgage or refinancing an existing mortgage -- Complaint #5127120

Complaint Overview

Complaint ID: 5127120

Company: Mortgage Research Center, LLC

Product: Mortgage

Sub-Product: VA mortgage

Issue: Applying for a mortgage or refinancing an existing mortgage

State: Georgia

ZIP Code: 30512

Date Received: 2022-01-19T12:00:00-05:00

Date Sent to Company: 2022-01-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

My mortgage company made me quit my job and forced me to provide paperwork for a transfer to a new location. I was going to continue working in my current position until I could get a new position at the new location. I would have been staying in my old location moving stuff out of it and prepping for sale all while working. They told me they couldn't underwrite my loan in that situation. I told them a transfer wouldn't work the way they want it to work. They forced me to resign my current position by a certain date so I could move into the new place physically within 60 days if closing so I provided them with documents to show that intent. But now I am in my new location with two mortgages because I don't have the money to fix the old place for sale so I can't afford both places without the job I was supposed to transfer to. I work for the XXXX XXXX and was transferring to another XXXX position.

Frequently Asked Questions

What is Complaint #5127120 about?

Complaint #5127120 was filed against Mortgage Research Center, LLC regarding Mortgage specifically about Applying for a mortgage or refinancing an existing mortgage. It was received by the CFPB on 2022-01-19T12:00:00-05:00.

How did Mortgage Research Center, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Mortgage Research Center, LLC?

Yes, visit the Mortgage Research Center, LLC company profile at readthecomplaint.com/company/mortgage-research-center-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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