Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5117176
Complaint Overview
Complaint ID: 5117176
Company: Minto Financial DBA Minto Money
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Louisiana
ZIP Code: 70056
Date Received: 2022-01-17T12:00:00-05:00
Date Sent to Company: 2022-01-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Hello, I received this letter in my email saying that I have been denied for a loan that I have never applied for. Is this indication that someone is using my personal info in an identity theft matter or is this spam? Also, is this going to reflect a bad reporting on my credit record? Has this been placed on my credit record? Please help me with this matter. Thank you, XXXX XXXX
Frequently Asked Questions
What is Complaint #5117176 about?
Complaint #5117176 was filed against Minto Financial DBA Minto Money regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-01-17T12:00:00-05:00.
How did Minto Financial DBA Minto Money respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Minto Financial DBA Minto Money?
Yes, visit the Minto Financial DBA Minto Money company profile at readthecomplaint.com/company/minto-financial-dba-minto-money to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.