Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5112734

Complaint Overview

Complaint ID: 5112734

Company: Transunion Intermediate Holdings, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Virginia

ZIP Code: 23324

Date Received: 2022-01-15T12:00:00-05:00

Date Sent to Company: 2022-01-15T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This submission is NOT from a third party, I XXXX XXXX XXXX XXXX the natural person, consumer & agent is currently being suppressed by not being able to exercise my rights as a federally protected consumer. On XXXX-22 I sent a certified letter to Transunion informing them on the unauthorized use of my credit report. Pursuant to the FCRA my credit report shouldnt include any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device. They currently have 4 accounts that theyre reporting that I did not give consent to. I need assistance with these crooks who are bypassing the law & have proved their actions are for personal gain. I gave them 7 days upon receipt to delete immediately and send a copy of such deletion. They received my correspondence on XXXX-22.

Frequently Asked Questions

What is Complaint #5112734 about?

Complaint #5112734 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-01-15T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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